penny track spending finances save money android apk

Penny: Track Spending & Finances, Save Money

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The description of Penny: Track Spending & Finances, Save Money

Chat with Penny, your personal finance coach, to securely track your spending and plan for a better financial future! We’ve helped hundreds of thousands of people already. Stress less and save more money with Penny!

💬 Features
✔ Money Tracking: Explains your spending and income with friendly messages and simple, beautiful graphs.
✔ Spending Insights: Shares fun and useful facts, like where you shop most or how much you spend on fast food.
✔ Bill Tracking & Reminders: Tracks your upcoming bills and credit card payments and reminds you when they're due.
✔ Spending Notifications: Notifies you when new transactions arrive.
✔ Automatic Categorization: Sorts your spending into simple categories, automatically.
✔ Unified Finances: Shows all of your transactions and balances in one place.
✔ Fee Alerts: Warns you when your bank charges you a fee to try and save you money.
✔ Spending Goals: Helps you set achievable spending goals and take steps towards saving more & improving your personal finances.
✔ Personal Finance Coaching: Unlike typical spending trackers like Mint, Penny also teaches you best money management practices like investing and using savings accounts.
✔ Security: Built with bank-grade security by industry veterans.

🔭 As Seen On
✔ New York Times
✔ Forbes: 12 Free Apps To Track Your Spending (2016)
✔ TechCrunch: Penny Is A Chat-Based Personal Finance Coach (2015)
✔ Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget (2015)
✔ Google Play Store Editor's Choice

...and many more!

🔒 Security
✔ We use SSL 256-bit encryption—the same security protocol that banks use.
✔ Nobody, including you, can access your money with Penny.
✔ Penny never stores your bank credentials.
✔ Closing your Penny account deletes all information from our servers, as if you had never signed up.

⚙ Support
✔ Penny supports thousands of banks and credit cards including: JPMorgan Chase, Bank of America, Wells Fargo, Capital One / Capital One Credit Card, Navy Federal Credit Union (Navy FCU / NFCU), American Express (AMEX), Citibank, USAA Bank, US Bank, Discover / Discover Card, BB&T, PNC, TD Bank, Regions Bank, SunTrust Bank, Huntington Bank, Boeing Employees Credit Union (BECU), Fifth Third Bank, HSBC Bank, NetSpend (MetaBank), Woodforest Bank, Simple Bank, Key Bank, Ally Bank, PayPal, and many more.
✔ Penny is currently only available in the United States.

NOTE: You must have a bank or credit card to use Penny. If you run into any issues getting your account connected, please contact us at so we can help you!

What's new

Excited for more Penny updates? We definitely are! * Penny can now talk to even more people about how to grow and invest your money 📈 * Penny continues to find new ways to keep you safe and will suggest steps to take after events like the Equifax breach 🛡 * Penny has many more insights to share! Some examples include showing how much you've made this year, explaining how to best pay off your debt, and providing tips on how to improve your credit score 🤓 Happy chatting!



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Get Penny: Track Spending & Finances, Save Money Gate on Google Play


Android 4.4 and up